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View Sample Opens In New Window. | Zero-Spam Policy is proud to announce a simple layaway program for budget-conscious buyers. Unlike other layaway, financing, and leasing programs, the Layaway Program does not involve any interest or service fees; however, the Buyer must commit to a service contract.

The Layaway Program is basically a payment plan designed to help customers purchase artwork and decorative items offered on; without having to pay the entire purchase price at once.

Layaway Program Highlights At A Glance
Payments Terms Up to 6 months.
No Interest or Service Fees!
Available on orders $500 to $15,000
Initial Non-Refundable Deposit of 35%
Items are reserved and taken out of inventory.
Merchandise ships when balance is paid in full.

To illustrate how our layaway program works and the structure of the layaway payments; consider the following real world example:

Sarah is decorating her home and wants to purchase artwork for her bedroom, guest room, and living room totaling $1200 (including shipping and taxes; if applicable). Sarah is a budget-conscious buyer and does not want to pay the entire $1200 at once. Sarah has a viable option...

By committing to a layaway service contract Opens In New Window., Sarah will make an initial non-refundable deposit of 35% of the purchase price, which is $420 (35% of $1200), then she has the option to equally spread the rest of the $780 balance over a predetermined number of months; up to 6 months - with no interest or service fees. The duration of the payment plan is predetermined by Sarah, but cannot exceed 6 calendar months and cannot be extended once set. will reserve and put aside her artwork (make unavailable for purchase by other customers) until she pays the purchase price in full. If she chooses to make 6 equal payments over the following 6 months, Sarah's monthly payments will be $130 per month. All Sarah's layaway payments will be automatically charged to her credit or debit card on file on their due dates.

Sarah will only get her items delivered to her home, when the entire balance is paid in full. Sarah has the option to accelerate the payment schedule and pay off the remaining balance sooner, in order to get her layaway items faster!

Still not sure or need more information? Check out the Layaway Program FAQs.

Register for a FREE account Opens In New Window. to get started. If you have already done so, please skip this step!
Download the service contract package Opens In New Window. and make sure that you have read and understood the layaway program terms and conditions. The service contract package includes detailed ordering instructions.
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